![]() ![]() ![]() There are also two types of payment systems: “open loop” and “closed loop.” Bank transfer systems operate as an open loop system where banks act as intermediaries between the end parties (payer and receiver) and the system, and transactions are enabled between accounts at different banks. Pull or debit payments are often used for recurring payments like bill pay. By contrast, pull transactions are initiated by the receiver, who instructs their bank to pull or withdraw funds from the payer's bank. Examples of these types of payments include checks, wires, and payroll. There are two major payment types: “push” and “pull.” In push transactions, the payer initiates the payment, instructing their bank to debit funds from their account and send it to the receiver’s account. Payment systems vary by the network operating rules and guidance that define transaction processes. There are many ways to effectuate a payment, such as via cards (including credit, debit, and prepaid), ACH (Automated Clearing House), checks, wire transfers, and cash. Payments generally involve transfers of monetary value from a payer to a receiver, or payee. 5 The growth of payment apps to transfer funds and perform other services We find that stored funds can be at risk of loss in the event of financial distress or failure of the entity operating the nonbank payment platform, and often are not placed in an account at a bank or credit union and lack individual deposit insurance coverage. 4 While the primary purpose of these quickly growing platforms is to allow consumers and businesses to send and receive money, payment app companies offer an increasing array of services alongside this function, including the ability for consumers to store funds. ![]() This issue spotlight analyzes the extent to which popular payment apps, sometimes described as P2P payment platforms, claim to provide federal deposit insurance coverage to users through business arrangements with banks or credit unions. These events have spurred renewed attention on the varied types of financial institutions consumers use and the extent to which consumers’ funds at those financial institutions are protected from losses. 3 Additional concerns arise with the growth and attendant risks of non-traditional financial services platforms. 2 Following the demise this year of Silicon Valley Bank, Signature Bank, Silvergate Bank, and First Republic Bank, the public has learned more about the importance of federal deposit insurance coverage. In 2022, the collapse of crypto asset platforms FTX and Voyager led to significant harms to platform consumers who lost hundreds of millions of dollars, in addition to their crypto assets. There has been significant public attention paid recently to the safety and stability of stored funds, particularly when it comes to fast-growing financial firms. Indeed, the companies offering many of these widely used services have a strong financial incentive to encourage users to keep their funds stored rather than automatically sweeping them back into linked bank or credit union accounts. They are also storing billions of dollars through these services outside of their federally insured bank or credit union accounts. consumers and businesses are not simply using these services to transfer funds. For example, total person-to-person (P2P) payment dollar volume quadrupled between 20. In recent years, transaction volumes on payment apps have substantially increased. ![]()
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![]() ![]() Rowsell grew up in Archway, London, without friends who shared her various musical obsessions. ![]() That the London four-piece have become comfortable enough with each other to explore such themes is an unlikely triumph. Even “Delicious Things”, Blue Weekend’s tale of popping pills in Los Angeles, is delivered with a sense of hesitancy: “The vibes are kinda wrong here / Scared to know just what goes on here,” sings Rowsell, who won’t be breaking any of Happy Mondays’ hedonism records any time soon. But in person Wolf Alice don’t act like the megastars they’re becoming: they’re low-key, self-deprecating, slightly tentative at times. We’re fucking big time!” says a grinning Theo Ellis). The room is dotted with signs of their recent success: a glossy magazine with them gracing the cover lies on the sofa (“Oh, how did that get there?” says guitarist Joff Oddie with a touch of embarrassment), while a gigantic -bottle of WKD Blue lurks in the corner (“That says it all. ![]() Instead their current live show is confined to a windowless rehearsal space in East London, where the band are beating their back catalogue into shape for a headline set at Latitude. It sounds perfectly engineered for festival headline slots – although, when we meet, the pandemic has prevented the band playing a single festival. Ethereal and expansive, it breezes through folk, punk and indie stylings with a touch of the Cocteau Twins and Kate Bush for good measure. Wolf Alice won their first Mercury Prize for sophomore album Visions Of A Life, 20 September 2018īut Blue Weekend is the work of a band who have located their deep inner reserves of confidence. ![]() ![]() Built-in HDBaseT enables simplified installations with a single cable for video, audio, and control signals: LAN connection for control and asset management over the network.Eco-friendly features, minimal maintenance and cost savings mean these laser projectors are still great for demanding integration applications such as higher education and corporate This long throw zoom lens is ideal for projecting large, high-quality images.Enjoy design and installation flexibility with a complete line of optional powered lenses (lens shift, focus and zoom), tilt-free and portrait installation capabilities along with built-in edge blending and. PA Series Lamp and Laser Installation Projectors. Ideal for new applications such as digital signage New York Showcase 2018PA803UL8000-Lumen Projector.Nationwide professional setup, delivery, and onsite support, anywhere you need it. GSE AudioVisual stocks small LCD projectors & DLP projectors starting at 3,000 lumens or large venue projectors starting at 8,000 lumens with interchangeable lenses. ![]() Lenses are available for short and long throw distances from projector to screen. 5K Projector Rental 1080P (1280x1080 HDMI) 4:3 and 16:9 Aspect Ratio 5000 Lumens Zoom 1.5X Lens Throw 1.45 to 2.18:1 Throw Ratio 30 Inches to 300 Inches. Projectors and screens come in many different sizes and some even require optional lenses (short throw, long throw, zoom) depending on the room or application. ![]() ![]() ![]() Very protective of me and my family and very weary of outsiders even if it’s one of my friends I invite over that he’s never met before and that’s a good thing to me…….He also gets along well with our 7 year old Shi-tzu Princess as well….We payed alot for him but I’ll have to say he was well worth the money…He is one of the coolest dogs I’ve ever own and he’s absolutely adorable and gets alot of attention everywhere he goes even the niegbors love him too….Wish I could post a picture of him on here or I would…Best of luck if your reading this and looking for a new companion……… Kevin McMillin…. We got our Bulloxer (Oreo) a black and white male just under 2 years ago when our Pitbull Phil passed away at 11 years.He has been a great dog so far and I highly recommend this breed to others especially if you have a family… Everything they say about this breed is spot on.Very loving, loyal Playful and they also make great gaurd dogs…He sits in the middle of the house and hears Everything.No one can come around my house or in my yard without Oreo letting me know.He a natural. Since a pup can control its bladder 1-2 hours, you should take it frequently to a specific spot outside, where it can eliminate.Īn adult Bulloxer needs 3-4 cups of dry dog food a day. House training: Establish a regular schedule so that your Bulloxer puppy learns when to play, to eat, and to potty. Rare black and white Boxer dog Female Boxer Dog, American Boxer Dog, Black Boxer. Gerald Arthur Cooney 1 (born August 24, 1956) is an American former professional boxer who competed from 1977 to 1990, and challenged twice for world heavyweight titles in 19 (for the WBC and lineal title in 19, and for the lineal title only in 1987).Make sure that the clicker is held out of sight. Bright and alert, sometimes silly, but always courageous, the Boxer has been among Americas most popular dog breeds for a very long time. ![]() Follow a click-treat-click-treat pattern so that your dog can associate the noise of the clicker with a reward. They tend to respond better to clicker training, which is a simple method of training based on positive reinforcement techniques. ![]()
![]() Tip: Most service manuals indicate that this job takes between 5 to 7 hours to complete. Boxed end wrench or ratchet wrench set(s).Part 2 of 3: Replacing the EVAP emissions control canister In this case, the compressor itself is fine, but the usual suspect is the evaporator temperature sensor located under the dashboard. The AC compressor does not work: Another error code that commonly can be mistaken for an AC compressor failure is P-0533, which indicates that the circuit to the AC compressor is too high. If this occurs, you'll have to replace the sensor. However, if the temperature raises and lowers frequently without adjusting the temperature setting on the driver or passenger side, it usually means the sensor is starting to fail. In this case, the sensor will occasionally send correct data, causing the AC system to work fine. When this sensor fails, it does not send accurate information to the ECM which triggers the error code and, most of the time, will disable the AC system.ĪC temperature is inconsistent: On the lines of the warning sign above, inconsistent temperature is often an indicator that the sensor is starting to fail. However, when this function stops instantly, it's typically due to a problem with the temperature sensor found in the AC evaporator. No cold air from the AC system: Usually when a vehicle has a coolant leak on a closed loop system or is running low on refrigerant, the air conditioning system slowly stops blowing cold air into the vehicle. ![]() Noted below are a few of the common warning signs that a problem with the EVAP temperature sensor exists. Beyond completing an OBD-II scan, a bad or failing evaporator temperature switch will produce a few symptoms that can alert the driver of a potential issue that should be serviced. The OBD-II code (P-0535) indicates that an Evaporator Temperature Sensor failure has occurred. The best way of determining that this component is malfunctioning will be to complete an error code download with a scanner. In many cases, when the AC stops blowing hot or cold air, it's due to a malfunction of the EVAP temperature sensor. Most air conditioning problems are related to a sensor or electrical issue especially in modern vehicles. Part 1 of 3: Determining the symptoms of a bad EVAP temperature sensor
![]() ![]() You'll then select the time, and after you've done this it'll ask you to confirm you and your party's details, confirm your payment information, and then your reservation will be completed. The Dinner option is within this time range: 4:00 PM to 10:05 PM. The Lunch option is within this time range: 11:00 AM to 3:55 PM. However, when you select the 'Lunch or 'Dinner' options, the system will provide you with available times based on those options. The reason why is when you select an exact time, that doesn't mean that a reservation is available, and it'll be much tougher going through each individual time to find an available reservation time. Rather than putting in an exact time, you'll want to select either 'Lunch' or 'Dinner'. You'll then be prompted to sign into your Disney account (if you don't have one, you can make one in only a few minutes, free of charge).Īfter you've signed in, a pop up will allow you to input more details of your visit including: Once you've found a date that isn't greyed out, select the 'Check Availability' button. These greyed out dates are typically around the holidays. You'll immediately notice that some dates are already greyed out, which means you aren't able to make a reservation on these dates. Head to the T-Rex at Disney Springs site, select the date that you plan on visiting the restaurant. Reservations for T-Rex Cafe can be made up to 60 days in advance. If your party is more than 8 people, you'll have to call the restaurant directly to make a reservation.Īlthough T-Rex Cafe also takes walk-ins, reservations are best way to ensure that there's a table available for you, as it's one of the most popular restaurants in the area. Yes, all visitors are able to make reservations at T-Rex Cafe via booking online or through the My Disney Experience app for parties of 8 people or less. ![]() In this page, we will explain whether you can make a reservation at T-Rex Cafe, how to make a reservation, and what the reservation cancellation policy is. There is currently only 1 T-Rex Cafe in the United States (located in Disney Springs), as the Kansas location closed in 2017 after the landlord opted not to renew their lease.T-Rex Cafe is one of the most popular restaurants at Disney Springs. The Build-a-Dino workshop in particular is extremely popular as visitors can create their own custom stuffed dinosaur from scratch for themselves, or even as a gift! How Many T-Rex Cafes Are There? In addition to the restaurant and bar, T-Rex Cafe also offers a gift shop, and a Build-a-Dino workshop. If you're a smaller party of just adults, you can almost always simply walk in and find seats at the bar to skip the line completely. T-Rex Cafe does accept walk-ins throughout the day, as long as the restaurant is not at full capacity or expected to be at full capacity for the next several hours. If your party is more than 8 people, you'll have to call the restaurant directly to make a reservation. ![]() You don't need a reservation, but due to the guaranteed long lines that you'll find every day, it's highly encouraged to make a reservation for T-Rex Cafe.Īll visitors can make reservations at T-Rex cafe via booking online or through the My Disney Experience app for parties of 8 people or less. T-Rex Cafe focuses on dinosaurs and everything that was roaming the planet during that era, while Rainforest Cafe is a jungle themed restaurant full of animals from this century. Are T-Rex Cafe and Rainforest Cafe the Same?Īlthough T-Rex Cafe and Rainforest Cafe are both owned by Landry's Inc and are located in Disney Springs, they're completely different restaurants. It's also important to know that when it rains, there will also be a large number of people entering the restaurant, as they try to find shelter from the rain while grabbing a bite to eat. T-Rex Cafe brings in larger crowds from the late afternoon (around 3 pm) through the end of the night. Happy happy birthday from T-Rex Cafe-RAWR! When is T-Rex Cafe is Most Busy? We hope you have a super fun and dino-rific day. Happy happy birthday from all of us to you, we brought you something special, we brought it just for you. Once you hear it once, you won't be able to unhear it! ![]() During your visit, there's a high chance that many servers will rush to a table while clapping, holding a dessert, and singing their famous birthday song. ![]() ![]() ![]() If you want more of a challenge, we'd recommend something like Corel PaintShop Pro 2021. Sure, you can get way more powerful editing programs for your money, but they may be too complicated for you to actually use. When it comes to price, Photostory Deluxe 2020 is good value, especially if you want something simple and fun. If you prefer to simply post your creations to social media, the program can help you directly post to Facebook and YouTube. Should you want to give a physical copy to friends or family, you can burn your slideshow to DVD or Blu-ray. You can even create projects specifically for phone screens or HDTVs. This program lets you export your projects in a number of ways, including as common file formats such as AVI and MPEG-4. When we published a slideshow with Photostory Deluxe, our images looked crisp and professional, even after adding filters and color-changing effects. It’s also proven popular for displaying real estate. The VR version is especially helpful when showing off photos taken in exotic locations with high quality cameras as well as 360-degree images. This VR software has viewing room templates, including an outdoor movie theater and a cozy living room. This program also makes it easy to fade music in and out.įurther, MAGIX has developed Photostory Premium VR, a virtual reality slideshow software. There are also audio tools you can use to record and place vocals wherever you'd like – useful tools to have if you like adding narration to your slideshows. You can put bunny ears and sunglasses on your loved ones’ faces as well as add animated decorations like balloons and fireworks. ![]() Photostory Deluxe 2020 has some of the most playful graphics of the programs we tested. Should you want even more effects or music tracks in your library, you can purchase them in the software’s Store tab. It could take several minutes to download all the content, but doing so puts hundreds of effects at your disposal. To access the entire library, you need to click on the help menu and select Free Download. For example, it comes with a small set of graphics, music tracks and transitions. This software includes a few helpful features that aren’t immediately apparent. The import wizard can help you prepare projects in just a few minutes and is an especially helpful tool for beginners since it simplifies the creation process. The program's editing tools are little confusing at first, but once you get the hang of them, you can create professional-looking enhancements, although nothing to rival the results you can get in Lightroom CC. While this may seem like a small improvement, it makes the workflow smoother. ![]() Further, you no longer need to switch between Timeline and Storyboard mode when you want to add new content to your slideshow. It also made the customization process easier by extending the limit up to 64 tracks per project – that's more than double the number you could access in previous versions, and you can group and ungroup tracks to make editing simpler. Photostory now lets you adjust brightness and contrast in photos and videos, so you can make them look just the way you want. 12 month plan - $0 per month ($0 total cost).Magix PhotoStory Deluxe subscription options: The voice recording tools are easy to use and allow you to make basic edits to your audio, so you can add those crucial, intensely interesting facts even if you're not there in person to present your seven hour slideshow masterpiece to the whole family. We were able to play two audio clips at once – a music track and voice narration – to give our slideshows a unique and sentimental feel. Magix also provides a library of music clips for you to use, each with a different mood and tempo. It walks you through each step of the creation process starting with importing images and music clips from your computer. In our testing, the program’s slideshow wizard made it easy to add all of the effects and looks we were going for. While Photostory Deluxe 2020 does have an array of editing tools, its main strength lies in organizing images and putting them into templates. ![]() ![]() ![]() Compressed propane is extremely flammable, and the resulting flashback could cause an explosion.īefore you continue reading, here is an article we wrote about welding with a sparkler. Note: Do NOT attempt to ignite a propane blowtorch with a butane lighter. How to weld with a propane torch? It is easier to weld with a propane torch than it is with a butane torch, though a propane torch is still only suitable for certain types of braze weldings, such as silver solder or brass brazing.Ī propane torch doesn’t reach high enough temperatures suitable for welding through fusion. You have to keep in mind that 90% of a blowtorch’s heat is dissipated through contact with the air, which makes it one of the least efficient welding methods without a shield. Related reading: What’s the Difference Between Soldering Brazing and Welding? | When To Use? Can You Weld with a Butane Torch?Ĭan you weld with a butane torch? No, butane torches do not reach a high enough level of heat and energy to be able to braze or weld metals efficiently.Ī butane blowtorch simply does not get hot enough to affect the metal. Electric welding usually achieves a more stable weld with joints that require a high degree of structural integrity.ĭespite these marks against them, blowtorches can and are still commonly used in metal fabrication for a variety of different projects and applications.Some propane torches can reach temperatures capable of brazing or soldering brass and silver, but many blowtorches that are commonly found in home utility kits do not generate a high enough heat for welding.Many commonly found utility blowtorches are not powerful enough to melt metals like steel.There are several common kinds of welding, with tools ranging from handheld arc welding torches to industrial-grade furnace welders that braze every joint on an assembly in one go.īut many people don’t think of blowtorches when it comes to welding for a few reasons: Is A Propane Torch Hot Enough To Braze?.Blowtorches are Primarily Designed for Cutting Metal, not Welding. ![]() What Is The Best Torch For Soldering Copper Pipe?. ![]() ![]() ![]() It starts with finding and evaluating sources for your paper. The creation of an annotated bibliography is a three-step process. They describe a work, but also critique the source by examining the author’s point of view, the strengths and weakness of the research or article hypothesis or how well the author presented their research or findings. Abstracts do not serve an evaluative purpose.Īnnotations found in bibliographies are evaluations of sources cited in a paper. The summaries are provided so that a researcher can determine whether or not the article may have information of interest to them. Their purpose is to inform a reader about the topic, methodology, results and conclusion of the research of the article's author(s). ![]()
![]() ![]() Opening Day 2004 marked Mike Mussina's first and only Opening Day start for the Yankees. Number of appearances as Opening Day starter with the Yankees 845 OPS at Fenway this season, but he’s also 5-for-11 lifetime vs. No decision by starting pitcher Yankees lost game Boston Red Sox Daily Fantasy Corner I’d take a good look at Enrique Hernandez in this spot. No decision by starting pitcher Yankees won game Key SeasonĮach year is linked to an article about that particular Yankees season. For seasons in which New York would later win the World Series, the starting pitchers have a 16–8 record. As the Highlanders, they had a 6–3–1 Opening Day record. After their move to New York in 1903, the franchise was known as the New York Highlanders until 1912. The other pitchers with three or more Opening Day starts for New York are CC Sabathia (6), Lefty Gomez (6), Red Ruffing (5), Jack Chesbro (4), Roger Clemens (4). The franchise has Opening Day record of 1–1 as Baltimore. When on the road for Opening Day, Yankee pitchers have a combined record of 28–27.ĭuring the 19 seasons, the franchise played in Baltimore as the "Baltimore Orioles". Of those games, pitchers have a 1–0 record at Oriole Park, a 3–1–1 record at Hilltop Park, a 2–3 record from Polo Grounds, a 28–8 record at Yankee Stadium, and a 1–0 record at Shea Stadium. On Opening Day, Yankee pitchers have a combined record of 35–12–1 when playing at home. Jimmy Key holds the Yankee record for best Opening Day record with a perfect 3–0. The other pitchers with three or more Opening Day starts for New York are CC Sabathia (6), Lefty Gomez (6), Red Ruffing (5), Jack Chesbro (4), Roger Clemens (4), Bob Shawkey (4), Masahiro Tanaka (4), Ray Caldwell (3), Jimmy Key (3), Vic Raschi (3), and most recently Gerrit Cole (3). Whitey Ford, Ron Guidry, and Mel Stottlemyre hold the Yankees record for most Opening Day starts with seven. Although in modern baseball, ties are rare due to extra innings, in 1910, New York's Opening Game against the Boston Red Sox was declared a tie due to darkness – at the time, Hilltop Park had lacked adequate lighting. Both statements are true Here’s the current top 10 list: So a more pertinent question would be: can the Red Sox be successful as a team with starting pitching that gives up so many home. No decisions are only awarded to the starting pitcher if the game is won or lost after the starting pitcher has left the game. Since the franchise's beginning in 1901, the 58 starters have a combined Opening Day record of 58 wins, 36 losses, 1 tie (57–36–1), and 18 no decisions. The Yankees have used 58 different Opening Day starting pitchers in their 110 seasons. The first game of the new baseball season for a team is played on Opening Day, and being named the Opening Day starter is an honor, which is often given to the player who is expected to lead the pitching staff that season, though there are various strategic reasons why a team's best pitcher might not start on Opening Day. They play in the American League East division. The New York Yankees are a Major League Baseball (MLB) franchise based in The Bronx, New York City, New York. Yankee Stadium, New York's home field from 1923 to 1973, and 1976 to 2008. ![]() |